{"id":5190,"date":"2026-06-03T18:37:55","date_gmt":"2026-06-03T17:37:55","guid":{"rendered":"https:\/\/bmgrb.com\/umgang-mit-schulden-und-scham\/"},"modified":"2026-06-03T18:37:55","modified_gmt":"2026-06-03T17:37:55","slug":"umgang-mit-schulden-und-scham","status":"publish","type":"page","link":"https:\/\/bmgrb.com\/de\/umgang-mit-schulden-und-scham\/","title":{"rendered":"Umgang mit Schulden und Scham"},"content":{"rendered":"<div id='av_section_1'  class='avia-section av-av_section-b5004e43c8685138fe4a5cdeabf28064 main_color avia-section-huge avia-no-shadow  avia-builder-el-0  el_before_av_section  avia-builder-el-first  avia-bg-style-scroll container_wrap fullsize'  ><div class='container av-section-cont-open' ><main  class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-5190'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_textblock-3a1403d0a762cdd4c7c1651adc8975b4\">\n#top .av_textblock_section.av-av_textblock-3a1403d0a762cdd4c7c1651adc8975b4 .avia_textblock{\nfont-size:18px;\n}\n\n@media only screen and (min-width: 768px) and (max-width: 989px){ \n#top .av_textblock_section.av-av_textblock-3a1403d0a762cdd4c7c1651adc8975b4 .avia_textblock{\nfont-size:16px;\n}\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top .av_textblock_section.av-av_textblock-3a1403d0a762cdd4c7c1651adc8975b4 .avia_textblock{\nfont-size:15px;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top .av_textblock_section.av-av_textblock-3a1403d0a762cdd4c7c1651adc8975b4 .avia_textblock{\nfont-size:14px;\n}\n}\n<\/style>\n<section  class='av_textblock_section av-av_textblock-3a1403d0a762cdd4c7c1651adc8975b4 '  ><div class='avia_textblock' ><p>Der Umschlag liegt auf der Kuechentheke. Du weisst, was drin ist\u2014wieder eine Rechnung, wieder eine Erinnerung. Du gehst dreimal daran vorbei, bevor du ihn endlich aufhebst. Deine Haende sind ruhig, aber etwas in dir ist es nicht.<\/p>\n<p>Es geht nicht nur um die Zahlen. Zahlen kann man verwalten, verhandeln, in Raten abbezahlen. Es ist das Gewicht von allem. Das Gefuehl, dass du irgendwo auf dem Weg bei etwas versagt hast, das alle anderen um dich herum scheinbar im Griff haben.<\/p>\n<p>Du vermeidest bestimmte Gespraeche. Wenn Freunde ueber ihre Urlaubsplaene oder Renovierungen sprechen, laechelst du und nickst, waehrend du berechnest, ob du dir Lebensmittel bis Freitag leisten kannst. Die Scham kuendigt sich nicht laut an. Sie fluestert. Sie laesst dich klein fuehlen in Raeumen voller Menschen, die keine Ahnung haben, was du traegst.<\/p>\n<p>Vielleicht war es ein Jobverlust. Vielleicht Arztrechnungen, die schneller ankamen, als du sie bezahlen konntest. Vielleicht ein Geschaeft, das nicht funktionierte, oder einfach die langsame Anhaeufung von Entscheidungen, die damals vernuenftig erschienen, aber jetzt einen Berg bilden, ueber den du nicht hinwegsehen kannst. Das Wie ist weniger wichtig als das Jetzt\u2014und das Jetzt fuehlt sich erstickend an.<\/p>\n<p>Was am meisten schmerzt, ist nicht die Schuld selbst. Es ist die Stille drum herum. Die Art, wie finanzielle Probleme zu etwas geworden sind, das man versteckt, fuer das man sich schaemt, als ob dein Wert als Mensch irgendwie an deinem Kontostand haengt.<\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_hr-c1b029bf92acaec514d5d4410a999831\">\n#top .hr.hr-invisible.av-av_hr-c1b029bf92acaec514d5d4410a999831{\nheight:30px;\n}\n<\/style>\n<div  class='hr av-av_hr-c1b029bf92acaec514d5d4410a999831 hr-invisible  avia-builder-el-2  el_after_av_textblock  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_textblock-84fdbc9b024dc0aee003db778b6a088a\">\n#top .av_textblock_section.av-av_textblock-84fdbc9b024dc0aee003db778b6a088a .avia_textblock{\nfont-size:17px;\n}\n\n@media only screen and (min-width: 768px) and (max-width: 989px){ \n#top .av_textblock_section.av-av_textblock-84fdbc9b024dc0aee003db778b6a088a .avia_textblock{\nfont-size:15px;\n}\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top .av_textblock_section.av-av_textblock-84fdbc9b024dc0aee003db778b6a088a .avia_textblock{\nfont-size:14px;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top .av_textblock_section.av-av_textblock-84fdbc9b024dc0aee003db778b6a088a .avia_textblock{\nfont-size:14px;\n}\n}\n<\/style>\n<section  class='av_textblock_section av-av_textblock-84fdbc9b024dc0aee003db778b6a088a '  ><div class='avia_textblock' ><p>Aber hier ist, was dir die Stille nicht erzaehlt: Dieser Kampf ist uralt. Lange bevor es Kredit-Scores und Inkassobueros gab, rangen Menschen mit Knappheit, mit Verlust, mit der Kluft zwischen dem, was sie hatten, und dem, was sie brauchten. Die Philosophen und Lehrer von einst hatten keine Tabellenkalkulationen, aber sie verstanden etwas Wesentliches darueber, wie Geld\u2014oder sein Mangel\u2014die Seele verzehren kann, wenn wir es zulassen.<\/p>\n<p>Ihre Worte wurden nicht fuer unsere genaue Situation geschrieben, doch sie sprechen mit erstaunlicher Klarheit zu ihr.<\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_hr-826d3323daaabc320b1ff2d26c83c92b\">\n#top .hr.hr-invisible.av-av_hr-826d3323daaabc320b1ff2d26c83c92b{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-av_hr-826d3323daaabc320b1ff2d26c83c92b hr-invisible  avia-builder-el-4  el_after_av_textblock  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_textblock-52e96bbcb7c59059317e80f51740802b\">\n#top .av_textblock_section.av-av_textblock-52e96bbcb7c59059317e80f51740802b .avia_textblock{\nfont-size:16px;\ncolor:#666;\n}\n\n@media only screen and (min-width: 768px) and (max-width: 989px){ \n#top .av_textblock_section.av-av_textblock-52e96bbcb7c59059317e80f51740802b .avia_textblock{\nfont-size:15px;\n}\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top .av_textblock_section.av-av_textblock-52e96bbcb7c59059317e80f51740802b .avia_textblock{\nfont-size:14px;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top .av_textblock_section.av-av_textblock-52e96bbcb7c59059317e80f51740802b .avia_textblock{\nfont-size:14px;\n}\n}\n<\/style>\n<section  class='av_textblock_section av-av_textblock-52e96bbcb7c59059317e80f51740802b '  ><div class='avia_textblock av_inherit_color' ><p>Vier Stimmen aus verschiedenen Zeiten bieten Perspektiven, die durch die Scham schneiden und auf etwas Bestaendigeres als jeden Schuldenstand hinweisen.<\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_hr-c1b029bf92acaec514d5d4410a999831\">\n#top .hr.hr-invisible.av-av_hr-c1b029bf92acaec514d5d4410a999831{\nheight:30px;\n}\n<\/style>\n<div  class='hr av-av_hr-c1b029bf92acaec514d5d4410a999831 hr-invisible  avia-builder-el-6  el_after_av_textblock  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_textblock-c94e5238ef53ae7a9f0e128a7377c610\">\n#top .av_textblock_section.av-av_textblock-c94e5238ef53ae7a9f0e128a7377c610 .avia_textblock{\nfont-size:13px;\ncolor:#7a5a77;\n}\n\n@media only screen and (min-width: 768px) and (max-width: 989px){ \n#top .av_textblock_section.av-av_textblock-c94e5238ef53ae7a9f0e128a7377c610 .avia_textblock{\nfont-size:12px;\n}\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top .av_textblock_section.av-av_textblock-c94e5238ef53ae7a9f0e128a7377c610 .avia_textblock{\nfont-size:11px;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top .av_textblock_section.av-av_textblock-c94e5238ef53ae7a9f0e128a7377c610 .avia_textblock{\nfont-size:11px;\n}\n}\n<\/style>\n<section  class='av_textblock_section av-av_textblock-c94e5238ef53ae7a9f0e128a7377c610 '  ><div class='avia_textblock av_inherit_color' ><p style=\"text-align: center; text-transform: uppercase; letter-spacing: 3px; margin-bottom: 0;\">Voice 1<\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_textblock-88d3c8af4df877706abd9afd3cb2a2a6\">\n#top .av_textblock_section.av-av_textblock-88d3c8af4df877706abd9afd3cb2a2a6 .avia_textblock{\nfont-size:26px;\n}\n\n@media only screen and (min-width: 768px) and (max-width: 989px){ \n#top .av_textblock_section.av-av_textblock-88d3c8af4df877706abd9afd3cb2a2a6 .avia_textblock{\nfont-size:22px;\n}\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top .av_textblock_section.av-av_textblock-88d3c8af4df877706abd9afd3cb2a2a6 .avia_textblock{\nfont-size:20px;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top .av_textblock_section.av-av_textblock-88d3c8af4df877706abd9afd3cb2a2a6 .avia_textblock{\nfont-size:18px;\n}\n}\n<\/style>\n<section  class='av_textblock_section av-av_textblock-88d3c8af4df877706abd9afd3cb2a2a6 '  ><div class='avia_textblock' ><h2 style=\"text-align: center; margin-top: 8px; font-weight: 300;\">Seneca<\/h2>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_textblock-868e5dcb2c03c7df2d73293f0dc9e6ab\">\n#top .av_textblock_section.av-av_textblock-868e5dcb2c03c7df2d73293f0dc9e6ab .avia_textblock{\nfont-size:14px;\ncolor:#888;\n}\n\n@media only screen and (min-width: 768px) and (max-width: 989px){ \n#top .av_textblock_section.av-av_textblock-868e5dcb2c03c7df2d73293f0dc9e6ab .avia_textblock{\nfont-size:13px;\n}\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top .av_textblock_section.av-av_textblock-868e5dcb2c03c7df2d73293f0dc9e6ab .avia_textblock{\nfont-size:12px;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top .av_textblock_section.av-av_textblock-868e5dcb2c03c7df2d73293f0dc9e6ab .avia_textblock{\nfont-size:12px;\n}\n}\n<\/style>\n<section  class='av_textblock_section av-av_textblock-868e5dcb2c03c7df2d73293f0dc9e6ab '  ><div class='avia_textblock av_inherit_color' ><p style=\"text-align: center; margin-top: -5px; font-style: italic;\">Roemischer stoischer Philosoph, 4 v.Chr.\u201365 n.Chr.<\/p>\n<p style=\"text-align: center; margin-top: -15px; font-size: 12px; color: #aaa;\">Briefe an Lucilius<\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_hr-7095d2946b22f93606ccad0c1d783d54\">\n#top .hr.av-av_hr-7095d2946b22f93606ccad0c1d783d54{\nmargin-top:5px;\nmargin-bottom:25px;\n}\n.hr.av-av_hr-7095d2946b22f93606ccad0c1d783d54 .hr-inner{\nwidth:40px;\nborder-color:#7a5a77;\n}\n<\/style>\n<div  class='hr av-av_hr-7095d2946b22f93606ccad0c1d783d54 hr-custom  avia-builder-el-10  el_after_av_textblock  el_before_av_textblock  hr-center hr-icon-no'><span class='hr-inner inner-border-av-border-thin'><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_textblock-3a2f2ba8184fdb38470bf2ddcf915948\">\n#top .av_textblock_section.av-av_textblock-3a2f2ba8184fdb38470bf2ddcf915948 .avia_textblock{\nfont-size:20px;\ncolor:#555;\n}\n\n@media only screen and (min-width: 768px) and (max-width: 989px){ \n#top .av_textblock_section.av-av_textblock-3a2f2ba8184fdb38470bf2ddcf915948 .avia_textblock{\nfont-size:18px;\n}\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top .av_textblock_section.av-av_textblock-3a2f2ba8184fdb38470bf2ddcf915948 .avia_textblock{\nfont-size:17px;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top .av_textblock_section.av-av_textblock-3a2f2ba8184fdb38470bf2ddcf915948 .avia_textblock{\nfont-size:16px;\n}\n}\n<\/style>\n<section  class='av_textblock_section av-av_textblock-3a2f2ba8184fdb38470bf2ddcf915948 '  ><div class='avia_textblock av_inherit_color' ><p style=\"text-align: center; font-style: italic; max-width: 600px; margin: 0 auto;\">&#8222;Nicht wer zu wenig hat, sondern wer mehr begehrt, ist arm.&#8220;<\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_textblock-b64e4238ecc7750b6781fd371811a78f\">\n#top .av_textblock_section.av-av_textblock-b64e4238ecc7750b6781fd371811a78f .avia_textblock{\nfont-size:16px;\n}\n\n@media only screen and (min-width: 768px) and (max-width: 989px){ \n#top .av_textblock_section.av-av_textblock-b64e4238ecc7750b6781fd371811a78f .avia_textblock{\nfont-size:15px;\n}\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top .av_textblock_section.av-av_textblock-b64e4238ecc7750b6781fd371811a78f .avia_textblock{\nfont-size:14px;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top .av_textblock_section.av-av_textblock-b64e4238ecc7750b6781fd371811a78f .avia_textblock{\nfont-size:14px;\n}\n}\n<\/style>\n<section  class='av_textblock_section av-av_textblock-b64e4238ecc7750b6781fd371811a78f '  ><div class='avia_textblock' ><p style=\"text-align: center; max-width: 650px; margin: 25px auto 0; line-height: 1.8;\">Seneca, einst einer der reichsten Maenner Roms, verstand, dass Armut und Reichtum zuerst Zustaende des Geistes sind, bevor sie Zustaende des Kontos sind. Er verlor sein Vermoegen, wurde verbannt und schliesslich sein Leben\u2014doch seine Briefe offenbaren einen Mann, der zunehmend von materieller Bindung befreit wurde. Seine Einsicht trifft den Kern der finanziellen Scham: Wir leiden nicht nur unter dem, was uns fehlt, sondern unter unserem Glauben, dass Mangel uns minderwertiger macht. Die Schuld ist real. Die Scham, die wir ihr anhaengen, ist eine Wahl, die wir verlernen koennen.<\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_hr-826d3323daaabc320b1ff2d26c83c92b\">\n#top .hr.hr-invisible.av-av_hr-826d3323daaabc320b1ff2d26c83c92b{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-av_hr-826d3323daaabc320b1ff2d26c83c92b hr-invisible  avia-builder-el-13  el_after_av_textblock  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_textblock-c94e5238ef53ae7a9f0e128a7377c610\">\n#top .av_textblock_section.av-av_textblock-c94e5238ef53ae7a9f0e128a7377c610 .avia_textblock{\nfont-size:13px;\ncolor:#7a5a77;\n}\n\n@media only screen and (min-width: 768px) and (max-width: 989px){ \n#top .av_textblock_section.av-av_textblock-c94e5238ef53ae7a9f0e128a7377c610 .avia_textblock{\nfont-size:12px;\n}\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top .av_textblock_section.av-av_textblock-c94e5238ef53ae7a9f0e128a7377c610 .avia_textblock{\nfont-size:11px;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top .av_textblock_section.av-av_textblock-c94e5238ef53ae7a9f0e128a7377c610 .avia_textblock{\nfont-size:11px;\n}\n}\n<\/style>\n<section  class='av_textblock_section av-av_textblock-c94e5238ef53ae7a9f0e128a7377c610 '  ><div class='avia_textblock av_inherit_color' ><p style=\"text-align: center; text-transform: uppercase; letter-spacing: 3px; margin-bottom: 0;\">Voice 2<\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_textblock-88d3c8af4df877706abd9afd3cb2a2a6\">\n#top .av_textblock_section.av-av_textblock-88d3c8af4df877706abd9afd3cb2a2a6 .avia_textblock{\nfont-size:26px;\n}\n\n@media only screen and (min-width: 768px) and (max-width: 989px){ \n#top .av_textblock_section.av-av_textblock-88d3c8af4df877706abd9afd3cb2a2a6 .avia_textblock{\nfont-size:22px;\n}\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top .av_textblock_section.av-av_textblock-88d3c8af4df877706abd9afd3cb2a2a6 .avia_textblock{\nfont-size:20px;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top .av_textblock_section.av-av_textblock-88d3c8af4df877706abd9afd3cb2a2a6 .avia_textblock{\nfont-size:18px;\n}\n}\n<\/style>\n<section  class='av_textblock_section av-av_textblock-88d3c8af4df877706abd9afd3cb2a2a6 '  ><div class='avia_textblock' ><h2 style=\"text-align: center; margin-top: 8px; font-weight: 300;\">Buddha<\/h2>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_textblock-868e5dcb2c03c7df2d73293f0dc9e6ab\">\n#top .av_textblock_section.av-av_textblock-868e5dcb2c03c7df2d73293f0dc9e6ab .avia_textblock{\nfont-size:14px;\ncolor:#888;\n}\n\n@media only screen and (min-width: 768px) and (max-width: 989px){ \n#top .av_textblock_section.av-av_textblock-868e5dcb2c03c7df2d73293f0dc9e6ab .avia_textblock{\nfont-size:13px;\n}\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top .av_textblock_section.av-av_textblock-868e5dcb2c03c7df2d73293f0dc9e6ab .avia_textblock{\nfont-size:12px;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top .av_textblock_section.av-av_textblock-868e5dcb2c03c7df2d73293f0dc9e6ab .avia_textblock{\nfont-size:12px;\n}\n}\n<\/style>\n<section  class='av_textblock_section av-av_textblock-868e5dcb2c03c7df2d73293f0dc9e6ab '  ><div class='avia_textblock av_inherit_color' ><p style=\"text-align: center; margin-top: -5px; font-style: italic;\">Begruender des Buddhismus, 5. Jahrhundert v.Chr.<\/p>\n<p style=\"text-align: center; margin-top: -15px; font-size: 12px; color: #aaa;\">Dhammapada<\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_hr-7095d2946b22f93606ccad0c1d783d54\">\n#top .hr.av-av_hr-7095d2946b22f93606ccad0c1d783d54{\nmargin-top:5px;\nmargin-bottom:25px;\n}\n.hr.av-av_hr-7095d2946b22f93606ccad0c1d783d54 .hr-inner{\nwidth:40px;\nborder-color:#7a5a77;\n}\n<\/style>\n<div  class='hr av-av_hr-7095d2946b22f93606ccad0c1d783d54 hr-custom  avia-builder-el-17  el_after_av_textblock  el_before_av_textblock  hr-center hr-icon-no'><span class='hr-inner inner-border-av-border-thin'><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_textblock-3a2f2ba8184fdb38470bf2ddcf915948\">\n#top .av_textblock_section.av-av_textblock-3a2f2ba8184fdb38470bf2ddcf915948 .avia_textblock{\nfont-size:20px;\ncolor:#555;\n}\n\n@media only screen and (min-width: 768px) and (max-width: 989px){ \n#top .av_textblock_section.av-av_textblock-3a2f2ba8184fdb38470bf2ddcf915948 .avia_textblock{\nfont-size:18px;\n}\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top .av_textblock_section.av-av_textblock-3a2f2ba8184fdb38470bf2ddcf915948 .avia_textblock{\nfont-size:17px;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top .av_textblock_section.av-av_textblock-3a2f2ba8184fdb38470bf2ddcf915948 .avia_textblock{\nfont-size:16px;\n}\n}\n<\/style>\n<section  class='av_textblock_section av-av_textblock-3a2f2ba8184fdb38470bf2ddcf915948 '  ><div class='avia_textblock av_inherit_color' ><p style=\"text-align: center; font-style: italic; max-width: 600px; margin: 0 auto;\">&#8222;Schande ueber den, der schlaegt, groessere Schande ueber den, der zurueckschlaegt. Lasst uns gluecklich leben, nichts besitzend.&#8220;<\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_textblock-b64e4238ecc7750b6781fd371811a78f\">\n#top .av_textblock_section.av-av_textblock-b64e4238ecc7750b6781fd371811a78f .avia_textblock{\nfont-size:16px;\n}\n\n@media only screen and (min-width: 768px) and (max-width: 989px){ \n#top .av_textblock_section.av-av_textblock-b64e4238ecc7750b6781fd371811a78f .avia_textblock{\nfont-size:15px;\n}\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top .av_textblock_section.av-av_textblock-b64e4238ecc7750b6781fd371811a78f .avia_textblock{\nfont-size:14px;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top .av_textblock_section.av-av_textblock-b64e4238ecc7750b6781fd371811a78f .avia_textblock{\nfont-size:14px;\n}\n}\n<\/style>\n<section  class='av_textblock_section av-av_textblock-b64e4238ecc7750b6781fd371811a78f '  ><div class='avia_textblock' ><p style=\"text-align: center; max-width: 650px; margin: 25px auto 0; line-height: 1.8;\">Die Lehren des Buddha kehren immer wieder zur Anhaftung als Wurzel des Leidens zurueck. Unsere Scham um Schulden kommt oft nicht von der Schuld selbst, sondern von unserer Anhaftung an ein bestimmtes Bild von uns selbst\u2014erfolgreich, selbststaendig, in Kontrolle. Wenn dieses Bild zerbricht, leiden wir doppelt: einmal durch die finanzielle Realitaet und noch einmal durch den Verlust dessen, wer wir zu sein glaubten. Der Buddha laedt uns ein, diese Anhaftung zu hinterfragen. Dein Wert war nie in deiner Brieftasche.<\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_hr-826d3323daaabc320b1ff2d26c83c92b\">\n#top .hr.hr-invisible.av-av_hr-826d3323daaabc320b1ff2d26c83c92b{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-av_hr-826d3323daaabc320b1ff2d26c83c92b hr-invisible  avia-builder-el-20  el_after_av_textblock  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_textblock-c94e5238ef53ae7a9f0e128a7377c610\">\n#top .av_textblock_section.av-av_textblock-c94e5238ef53ae7a9f0e128a7377c610 .avia_textblock{\nfont-size:13px;\ncolor:#7a5a77;\n}\n\n@media only screen and (min-width: 768px) and (max-width: 989px){ \n#top .av_textblock_section.av-av_textblock-c94e5238ef53ae7a9f0e128a7377c610 .avia_textblock{\nfont-size:12px;\n}\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top .av_textblock_section.av-av_textblock-c94e5238ef53ae7a9f0e128a7377c610 .avia_textblock{\nfont-size:11px;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top .av_textblock_section.av-av_textblock-c94e5238ef53ae7a9f0e128a7377c610 .avia_textblock{\nfont-size:11px;\n}\n}\n<\/style>\n<section  class='av_textblock_section av-av_textblock-c94e5238ef53ae7a9f0e128a7377c610 '  ><div class='avia_textblock av_inherit_color' ><p style=\"text-align: center; text-transform: uppercase; letter-spacing: 3px; margin-bottom: 0;\">Voice 3<\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_textblock-88d3c8af4df877706abd9afd3cb2a2a6\">\n#top .av_textblock_section.av-av_textblock-88d3c8af4df877706abd9afd3cb2a2a6 .avia_textblock{\nfont-size:26px;\n}\n\n@media only screen and (min-width: 768px) and (max-width: 989px){ \n#top .av_textblock_section.av-av_textblock-88d3c8af4df877706abd9afd3cb2a2a6 .avia_textblock{\nfont-size:22px;\n}\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top .av_textblock_section.av-av_textblock-88d3c8af4df877706abd9afd3cb2a2a6 .avia_textblock{\nfont-size:20px;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top .av_textblock_section.av-av_textblock-88d3c8af4df877706abd9afd3cb2a2a6 .avia_textblock{\nfont-size:18px;\n}\n}\n<\/style>\n<section  class='av_textblock_section av-av_textblock-88d3c8af4df877706abd9afd3cb2a2a6 '  ><div class='avia_textblock' ><h2 style=\"text-align: center; margin-top: 8px; font-weight: 300;\">Viktor Frankl<\/h2>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_textblock-868e5dcb2c03c7df2d73293f0dc9e6ab\">\n#top .av_textblock_section.av-av_textblock-868e5dcb2c03c7df2d73293f0dc9e6ab .avia_textblock{\nfont-size:14px;\ncolor:#888;\n}\n\n@media only screen and (min-width: 768px) and (max-width: 989px){ \n#top .av_textblock_section.av-av_textblock-868e5dcb2c03c7df2d73293f0dc9e6ab .avia_textblock{\nfont-size:13px;\n}\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top .av_textblock_section.av-av_textblock-868e5dcb2c03c7df2d73293f0dc9e6ab .avia_textblock{\nfont-size:12px;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top .av_textblock_section.av-av_textblock-868e5dcb2c03c7df2d73293f0dc9e6ab .avia_textblock{\nfont-size:12px;\n}\n}\n<\/style>\n<section  class='av_textblock_section av-av_textblock-868e5dcb2c03c7df2d73293f0dc9e6ab '  ><div class='avia_textblock av_inherit_color' ><p style=\"text-align: center; margin-top: -5px; font-style: italic;\">Oesterreichischer Psychiater und Holocaust-Ueberlebender, 1905\u20131997<\/p>\n<p style=\"text-align: center; margin-top: -15px; font-size: 12px; color: #aaa;\">&#8230;trotzdem Ja zum Leben sagen<\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_hr-7095d2946b22f93606ccad0c1d783d54\">\n#top .hr.av-av_hr-7095d2946b22f93606ccad0c1d783d54{\nmargin-top:5px;\nmargin-bottom:25px;\n}\n.hr.av-av_hr-7095d2946b22f93606ccad0c1d783d54 .hr-inner{\nwidth:40px;\nborder-color:#7a5a77;\n}\n<\/style>\n<div  class='hr av-av_hr-7095d2946b22f93606ccad0c1d783d54 hr-custom  avia-builder-el-24  el_after_av_textblock  el_before_av_textblock  hr-center hr-icon-no'><span class='hr-inner inner-border-av-border-thin'><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_textblock-3a2f2ba8184fdb38470bf2ddcf915948\">\n#top .av_textblock_section.av-av_textblock-3a2f2ba8184fdb38470bf2ddcf915948 .avia_textblock{\nfont-size:20px;\ncolor:#555;\n}\n\n@media only screen and (min-width: 768px) and (max-width: 989px){ \n#top .av_textblock_section.av-av_textblock-3a2f2ba8184fdb38470bf2ddcf915948 .avia_textblock{\nfont-size:18px;\n}\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top .av_textblock_section.av-av_textblock-3a2f2ba8184fdb38470bf2ddcf915948 .avia_textblock{\nfont-size:17px;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top .av_textblock_section.av-av_textblock-3a2f2ba8184fdb38470bf2ddcf915948 .avia_textblock{\nfont-size:16px;\n}\n}\n<\/style>\n<section  class='av_textblock_section av-av_textblock-3a2f2ba8184fdb38470bf2ddcf915948 '  ><div class='avia_textblock av_inherit_color' ><p style=\"text-align: center; font-style: italic; max-width: 600px; margin: 0 auto;\">&#8222;Wenn wir nicht mehr in der Lage sind, eine Situation zu aendern, sind wir herausgefordert, uns selbst zu aendern.&#8220;<\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_textblock-b64e4238ecc7750b6781fd371811a78f\">\n#top .av_textblock_section.av-av_textblock-b64e4238ecc7750b6781fd371811a78f .avia_textblock{\nfont-size:16px;\n}\n\n@media only screen and (min-width: 768px) and (max-width: 989px){ \n#top .av_textblock_section.av-av_textblock-b64e4238ecc7750b6781fd371811a78f .avia_textblock{\nfont-size:15px;\n}\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top .av_textblock_section.av-av_textblock-b64e4238ecc7750b6781fd371811a78f .avia_textblock{\nfont-size:14px;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top .av_textblock_section.av-av_textblock-b64e4238ecc7750b6781fd371811a78f .avia_textblock{\nfont-size:14px;\n}\n}\n<\/style>\n<section  class='av_textblock_section av-av_textblock-b64e4238ecc7750b6781fd371811a78f '  ><div class='avia_textblock' ><p style=\"text-align: center; max-width: 650px; margin: 25px auto 0; line-height: 1.8;\">Frankl ueberlebte die Nazi-Konzentrationslager, indem er selbst in unvorstellbarem Leid Sinn fand. Seine Worte erinnern uns daran, dass finanzielle Not, obwohl schmerzhaft, uns nicht definieren muss. Wir koennen nicht immer unsere Umstaende kontrollieren\u2014den Boersencrash, die Krankheit, die Entlassung\u2014aber wir koennen kontrollieren, wie wir reagieren. Scham sagt uns, wir seien unsere Schulden. Frankl sagt uns, wir sind, wie wir uns entscheiden, ihnen zu begegnen.<\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_hr-826d3323daaabc320b1ff2d26c83c92b\">\n#top .hr.hr-invisible.av-av_hr-826d3323daaabc320b1ff2d26c83c92b{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-av_hr-826d3323daaabc320b1ff2d26c83c92b hr-invisible  avia-builder-el-27  el_after_av_textblock  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_textblock-c94e5238ef53ae7a9f0e128a7377c610\">\n#top .av_textblock_section.av-av_textblock-c94e5238ef53ae7a9f0e128a7377c610 .avia_textblock{\nfont-size:13px;\ncolor:#7a5a77;\n}\n\n@media only screen and (min-width: 768px) and (max-width: 989px){ \n#top .av_textblock_section.av-av_textblock-c94e5238ef53ae7a9f0e128a7377c610 .avia_textblock{\nfont-size:12px;\n}\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top .av_textblock_section.av-av_textblock-c94e5238ef53ae7a9f0e128a7377c610 .avia_textblock{\nfont-size:11px;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top .av_textblock_section.av-av_textblock-c94e5238ef53ae7a9f0e128a7377c610 .avia_textblock{\nfont-size:11px;\n}\n}\n<\/style>\n<section  class='av_textblock_section av-av_textblock-c94e5238ef53ae7a9f0e128a7377c610 '  ><div class='avia_textblock av_inherit_color' ><p style=\"text-align: center; text-transform: uppercase; letter-spacing: 3px; margin-bottom: 0;\">Voice 4<\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_textblock-88d3c8af4df877706abd9afd3cb2a2a6\">\n#top .av_textblock_section.av-av_textblock-88d3c8af4df877706abd9afd3cb2a2a6 .avia_textblock{\nfont-size:26px;\n}\n\n@media only screen and (min-width: 768px) and (max-width: 989px){ \n#top .av_textblock_section.av-av_textblock-88d3c8af4df877706abd9afd3cb2a2a6 .avia_textblock{\nfont-size:22px;\n}\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top .av_textblock_section.av-av_textblock-88d3c8af4df877706abd9afd3cb2a2a6 .avia_textblock{\nfont-size:20px;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top .av_textblock_section.av-av_textblock-88d3c8af4df877706abd9afd3cb2a2a6 .avia_textblock{\nfont-size:18px;\n}\n}\n<\/style>\n<section  class='av_textblock_section av-av_textblock-88d3c8af4df877706abd9afd3cb2a2a6 '  ><div class='avia_textblock' ><h2 style=\"text-align: center; margin-top: 8px; font-weight: 300;\">Epictetus<\/h2>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_textblock-868e5dcb2c03c7df2d73293f0dc9e6ab\">\n#top .av_textblock_section.av-av_textblock-868e5dcb2c03c7df2d73293f0dc9e6ab .avia_textblock{\nfont-size:14px;\ncolor:#888;\n}\n\n@media only screen and (min-width: 768px) and (max-width: 989px){ \n#top .av_textblock_section.av-av_textblock-868e5dcb2c03c7df2d73293f0dc9e6ab .avia_textblock{\nfont-size:13px;\n}\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top .av_textblock_section.av-av_textblock-868e5dcb2c03c7df2d73293f0dc9e6ab .avia_textblock{\nfont-size:12px;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top .av_textblock_section.av-av_textblock-868e5dcb2c03c7df2d73293f0dc9e6ab .avia_textblock{\nfont-size:12px;\n}\n}\n<\/style>\n<section  class='av_textblock_section av-av_textblock-868e5dcb2c03c7df2d73293f0dc9e6ab '  ><div class='avia_textblock av_inherit_color' ><p style=\"text-align: center; margin-top: -5px; font-style: italic;\">Griechischer stoischer Philosoph, als Sklave geboren, 50\u2013135 n.Chr.<\/p>\n<p style=\"text-align: center; margin-top: -15px; font-size: 12px; color: #aaa;\">Handbuchlein der Moral<\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_hr-7095d2946b22f93606ccad0c1d783d54\">\n#top .hr.av-av_hr-7095d2946b22f93606ccad0c1d783d54{\nmargin-top:5px;\nmargin-bottom:25px;\n}\n.hr.av-av_hr-7095d2946b22f93606ccad0c1d783d54 .hr-inner{\nwidth:40px;\nborder-color:#7a5a77;\n}\n<\/style>\n<div  class='hr av-av_hr-7095d2946b22f93606ccad0c1d783d54 hr-custom  avia-builder-el-31  el_after_av_textblock  el_before_av_textblock  hr-center hr-icon-no'><span class='hr-inner inner-border-av-border-thin'><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_textblock-3a2f2ba8184fdb38470bf2ddcf915948\">\n#top .av_textblock_section.av-av_textblock-3a2f2ba8184fdb38470bf2ddcf915948 .avia_textblock{\nfont-size:20px;\ncolor:#555;\n}\n\n@media only screen and (min-width: 768px) and (max-width: 989px){ \n#top .av_textblock_section.av-av_textblock-3a2f2ba8184fdb38470bf2ddcf915948 .avia_textblock{\nfont-size:18px;\n}\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top .av_textblock_section.av-av_textblock-3a2f2ba8184fdb38470bf2ddcf915948 .avia_textblock{\nfont-size:17px;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top .av_textblock_section.av-av_textblock-3a2f2ba8184fdb38470bf2ddcf915948 .avia_textblock{\nfont-size:16px;\n}\n}\n<\/style>\n<section  class='av_textblock_section av-av_textblock-3a2f2ba8184fdb38470bf2ddcf915948 '  ><div class='avia_textblock av_inherit_color' ><p style=\"text-align: center; font-style: italic; max-width: 600px; margin: 0 auto;\">&#8222;Einige Dinge liegen in unserer Macht, andere nicht. In unserer Macht liegen Meinung, Antrieb, Begehren, Ablehnung und, mit einem Wort, alles, was unser eigenes Tun ist.&#8220;<\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_textblock-b64e4238ecc7750b6781fd371811a78f\">\n#top .av_textblock_section.av-av_textblock-b64e4238ecc7750b6781fd371811a78f .avia_textblock{\nfont-size:16px;\n}\n\n@media only screen and (min-width: 768px) and (max-width: 989px){ \n#top .av_textblock_section.av-av_textblock-b64e4238ecc7750b6781fd371811a78f .avia_textblock{\nfont-size:15px;\n}\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top .av_textblock_section.av-av_textblock-b64e4238ecc7750b6781fd371811a78f .avia_textblock{\nfont-size:14px;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top .av_textblock_section.av-av_textblock-b64e4238ecc7750b6781fd371811a78f .avia_textblock{\nfont-size:14px;\n}\n}\n<\/style>\n<section  class='av_textblock_section av-av_textblock-b64e4238ecc7750b6781fd371811a78f '  ><div class='avia_textblock' ><p style=\"text-align: center; max-width: 650px; margin: 25px auto 0; line-height: 1.8;\">In die Sklaverei hineingeboren, wusste Epictetus, was es bedeutete, keine Kontrolle ueber seine aeusseren Umstaende zu haben. Doch er baute eine Philosophie radikaler Freiheit\u2014nicht Freiheit von Widrigkeiten, sondern Freiheit inmitten ihrer. Wenn Schulden und Scham uns verzehren, konzentrieren wir uns oft auf das, was wir nicht kontrollieren koennen: vergangene Entscheidungen, die Urteile anderer, das langsame Tempo der Rueckzahlung. Epictetus lenkt uns auf das, was wir kontrollieren koennen: unsere Haltung, unseren naechsten Schritt, unsere Weigerung, Umstaende unseren inneren Zustand bestimmen zu lassen.<\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_hr-826d3323daaabc320b1ff2d26c83c92b\">\n#top .hr.hr-invisible.av-av_hr-826d3323daaabc320b1ff2d26c83c92b{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-av_hr-826d3323daaabc320b1ff2d26c83c92b hr-invisible  avia-builder-el-34  el_after_av_textblock  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_textblock-84fdbc9b024dc0aee003db778b6a088a\">\n#top .av_textblock_section.av-av_textblock-84fdbc9b024dc0aee003db778b6a088a .avia_textblock{\nfont-size:17px;\n}\n\n@media only screen and (min-width: 768px) and (max-width: 989px){ \n#top .av_textblock_section.av-av_textblock-84fdbc9b024dc0aee003db778b6a088a .avia_textblock{\nfont-size:15px;\n}\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top .av_textblock_section.av-av_textblock-84fdbc9b024dc0aee003db778b6a088a .avia_textblock{\nfont-size:14px;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top .av_textblock_section.av-av_textblock-84fdbc9b024dc0aee003db778b6a088a .avia_textblock{\nfont-size:14px;\n}\n}\n<\/style>\n<section  class='av_textblock_section av-av_textblock-84fdbc9b024dc0aee003db778b6a088a '  ><div class='avia_textblock' ><p>Was vereint diese vier Stimmen ueber zwei Jahrtausende? Eine gemeinsame Erkenntnis, dass finanzielle Not, obwohl real, unser Selbstwertgefuehl nicht verzehren muss. Seneca trennt Armut von unserer Wahrnehmung davon. Buddha weist auf Anhaftung als die tiefere Wunde hin. Frankl zeigt uns, dass Sinn selbst in der Krise existieren kann. Epictetus zieht eine Linie zwischen dem, was wir kontrollieren, und dem, was nicht.<\/p>\n<p>Keiner von ihnen verharmlost den Kampf. Aber jeder bietet einen Weg hindurch, der nicht erfordert, zu warten, bis die Schulden abbezahlt sind. Frieden ist nicht etwas, das du dir verdienst, nachdem die letzte Rechnung beglichen ist. Er ist jetzt verfuegbar, in der Art, wie du deine Situation haeltst.<\/p>\n<\/div><\/section>\n\n<\/div><\/div><\/main><!-- close content main element --><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_section-7769d474bd89c244f312d305152ebefb\">\n.avia-section.av-av_section-7769d474bd89c244f312d305152ebefb{\nbackground-color:#f5f8f4;\nbackground-image:unset;\n}\n<\/style>\n<div id='av_section_2'  class='avia-section av-av_section-7769d474bd89c244f312d305152ebefb main_color avia-section-huge avia-no-shadow  avia-builder-el-36  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-5190'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_textblock-d6f0f84035d7c1ad85c29b40616b4b79\">\n#top .av_textblock_section.av-av_textblock-d6f0f84035d7c1ad85c29b40616b4b79 .avia_textblock{\nfont-size:13px;\ncolor:#7a5a77;\n}\n\n@media only screen and (min-width: 768px) and (max-width: 989px){ \n#top .av_textblock_section.av-av_textblock-d6f0f84035d7c1ad85c29b40616b4b79 .avia_textblock{\nfont-size:12px;\n}\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top .av_textblock_section.av-av_textblock-d6f0f84035d7c1ad85c29b40616b4b79 .avia_textblock{\nfont-size:11px;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top .av_textblock_section.av-av_textblock-d6f0f84035d7c1ad85c29b40616b4b79 .avia_textblock{\nfont-size:11px;\n}\n}\n<\/style>\n<section  class='av_textblock_section av-av_textblock-d6f0f84035d7c1ad85c29b40616b4b79 '  ><div class='avia_textblock av_inherit_color' ><p style=\"text-align: center; text-transform: uppercase; letter-spacing: 3px; margin-bottom: 0;\">Die Wissenschaft bestaetigt<\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_textblock-4344dab13003569bcba00153e3b0346e\">\n#top .av_textblock_section.av-av_textblock-4344dab13003569bcba00153e3b0346e .avia_textblock{\nfont-size:30px;\n}\n\n@media only screen and (min-width: 768px) and (max-width: 989px){ \n#top .av_textblock_section.av-av_textblock-4344dab13003569bcba00153e3b0346e .avia_textblock{\nfont-size:26px;\n}\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top .av_textblock_section.av-av_textblock-4344dab13003569bcba00153e3b0346e .avia_textblock{\nfont-size:22px;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top .av_textblock_section.av-av_textblock-4344dab13003569bcba00153e3b0346e .avia_textblock{\nfont-size:20px;\n}\n}\n<\/style>\n<section  class='av_textblock_section av-av_textblock-4344dab13003569bcba00153e3b0346e '  ><div class='avia_textblock' ><h2 style=\"text-align: center; margin-top: 8px; font-weight: 300; letter-spacing: -0.5px;\">Was die Wissenschaft Heute Bestaetigt<\/h2>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_hr-7095d2946b22f93606ccad0c1d783d54\">\n#top .hr.av-av_hr-7095d2946b22f93606ccad0c1d783d54{\nmargin-top:5px;\nmargin-bottom:25px;\n}\n.hr.av-av_hr-7095d2946b22f93606ccad0c1d783d54 .hr-inner{\nwidth:40px;\nborder-color:#7a5a77;\n}\n<\/style>\n<div  class='hr av-av_hr-7095d2946b22f93606ccad0c1d783d54 hr-custom  avia-builder-el-39  el_after_av_textblock  el_before_av_textblock  hr-center hr-icon-no'><span class='hr-inner inner-border-av-border-thin'><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_textblock-643d1eac477958603ce0301e7fe172db\">\n#top .av_textblock_section.av-av_textblock-643d1eac477958603ce0301e7fe172db .avia_textblock{\nfont-size:17px;\ncolor:#444;\n}\n\n@media only screen and (min-width: 768px) and (max-width: 989px){ \n#top .av_textblock_section.av-av_textblock-643d1eac477958603ce0301e7fe172db .avia_textblock{\nfont-size:16px;\n}\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top .av_textblock_section.av-av_textblock-643d1eac477958603ce0301e7fe172db .avia_textblock{\nfont-size:15px;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top .av_textblock_section.av-av_textblock-643d1eac477958603ce0301e7fe172db .avia_textblock{\nfont-size:14px;\n}\n}\n<\/style>\n<section  class='av_textblock_section av-av_textblock-643d1eac477958603ce0301e7fe172db '  ><div class='avia_textblock av_inherit_color' ><p style=\"text-align: center; max-width: 700px; margin: 0 auto; line-height: 1.9;\">Was Seneca, Buddha und Viktor Frankl vor Jahrhunderten verstanden, bestaetigt heute die moderne Forschung. Laut Destatis betraegt die Pro-Kopf-Verschuldung in Deutschland ueber 30.000 Euro, und Studien zeigen, dass chronischer finanzieller Stress das Risiko fuer Depressionen und Angststoerungen deutlich erhoeht. Die Verbindung zwischen Schulden und Scham ist nicht nur emotional, sondern auch physiologisch: Chronischer finanzieller Stress erhoeht den Cortisolspiegel, stoert den Schlaf und schwaecht das Immunsystem. Dennoch zeigt die Forschung, dass die Umdeutung finanzieller Rueckschlaege\u2014sie als voruebergehende Situationen statt als persoenliches Versagen zu sehen\u2014ihre psychologische Wirkung erheblich verringert.<\/p>\n<p class=\"science-sources\" style=\"text-align: center; font-size: 12px; color: #888; margin-top: 30px;\">Quellen: <a href=\"https:\/\/www.destatis.de\/DE\/Presse\/Pressemitteilungen\/2025\/07\/PD25_275_713.html\" target=\"_blank\" rel=\"noopener\">Statistisches Bundesamt (2025)<\/a>, <a href=\"https:\/\/link.springer.com\/article\/10.1007\/s11482-025-10485-3\" target=\"_blank\" rel=\"noopener\">Applied Research Quality of Life (2025)<\/a><\/p>\n<\/div><\/section>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av_section_3'  class='avia-section av-av_section-b5004e43c8685138fe4a5cdeabf28064 main_color avia-section-huge avia-no-shadow  avia-builder-el-41  el_after_av_section  avia-builder-el-last  avia-bg-style-scroll container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-5190'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_textblock-84fdbc9b024dc0aee003db778b6a088a\">\n#top .av_textblock_section.av-av_textblock-84fdbc9b024dc0aee003db778b6a088a .avia_textblock{\nfont-size:17px;\n}\n\n@media only screen and (min-width: 768px) and (max-width: 989px){ \n#top .av_textblock_section.av-av_textblock-84fdbc9b024dc0aee003db778b6a088a .avia_textblock{\nfont-size:15px;\n}\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top .av_textblock_section.av-av_textblock-84fdbc9b024dc0aee003db778b6a088a .avia_textblock{\nfont-size:14px;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top .av_textblock_section.av-av_textblock-84fdbc9b024dc0aee003db778b6a088a .avia_textblock{\nfont-size:14px;\n}\n}\n<\/style>\n<section  class='av_textblock_section av-av_textblock-84fdbc9b024dc0aee003db778b6a088a '  ><div class='avia_textblock' ><p>Der Umschlag auf der Theke liegt noch da. Die Zahlen darin haben sich nicht geaendert. Aber vielleicht hat sich etwas in dir verschoben, wenn auch nur ein wenig.<\/p>\n<p>Schulden und Scham muessen nicht verheiratet sein. Du kannst die praktische Realitaet dessen, was du schuldest, angehen und dich gleichzeitig weigern, es deinen Wert bestimmen zu lassen. Die Philosophen wussten das. Die Forschung bestaetigt es. Und tief in dir spuerst du es wahrscheinlich auch.<\/p>\n<p>Du bist nicht dein Kontostand. Du bist, wie du dich entscheidest, von hier aus weiterzugehen.<\/p>\n<p>Wenn du nach persoenlicher Anleitung fuer diese Reise suchst\u2014Weisheit, die auf deine spezifische Situation zugeschnitten ist\u2014erwaege, <a href=\"\/de\/ueber-innercalm\/\">InnerCalm+<\/a> zu erkunden.<\/p>\n<\/div><\/section>\n\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"rank_math_title":"Schulden und Scham | BMGRB","rank_math_description":"Kaempfst du mit Schulden und Scham? 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